Why Choose Link Insurance

We take care of your insurance needs every step of the way.

General Liability & Professional Liability Insurance

Commercial liability for small businesses and contractors is essential. General business liability coverage may include protection for property damage, personal and advertising liability, tenants legal liability, medical payments, and more.

Link Insurance helps you secure what you have worked so hard to build. Let us look after the insurance so that you can take care of your business operations.

General Liability Insurance

For small businesses and contractors, general liability insurance can help protect your operations from potential derailment due to any number of issues. General liability insurance, tailored to fit your business or profession’s specific requirements, can help safeguard the future of your business should it face a liability claim.

General liability insurance may offer coverage for bodily injury to customers, vendors, delivery people, maintenance personnel, employees, and other visitors. General liability insurance may also offer property damage liability if your business is found liable for property damage to a third party.

Other coverage options include cyber risk, property insurance, product liability, equipment breakdown, and commercial auto insurance. An expert from Link Insurance can discuss the details of your insurance policy with you to see specifically what it is that you need in terms of coverage and what it is that your line of work or your small business may require.

Professional Liability Insurance

Who Needs It?

Who needs professional liability insurance? It depends. Professional liability insurance is usually intended for small businesses, contractors or professionals who offer professional services, advice, products, or devices. Depending on the profession you operate within, professional liability insurance may also be referred to as medical malpractice or errors and omissions. It may also be required by clients or the industry through which you operate.

What does it do?

Professional liability insurance for contractors and small businesses can protect you, as the professional, from claims from your clients that allege personal loss due to the services or product you offer. Professional liability insurance may also protect you from liability expenses pertaining to claims alleging misinformation, misconduct, negligence, malpractice, or failure to deliver.

Typically, professional liability insurance may offer coverage for damages and legal costs for the coverage areas detailed below:

Media

Your professional liability insurance may offer coverage if your media services or products result in a client getting sued for slander, defamation, or libel.

Products or Devices

If your product fails or causes physical injury to a customer, your professional liability insurance may help cover the cost of the resulting legal case.

Services

If a client alleges negligence, errors, or a failure to deliver a promised service, your professional liability insurance may help cover the costs.

Your professional liability insurance does not typically provide coverage for fraudulent acts, cost guarantees, violation of securities acts, and incorrect estimates of profits.

Contractors and Professionals We Can Help

The list below indicates the various industries we offer general liability and professional liability insurance too. If you do not see your profession as listed, contact Link Insurance and see what we may be able to do for you.

Painter
Plumber
General Contractor
Landscaping
Carpentry

Finance/Accounting/Business Professionals
IT Contractor
Consulting Services
Media & Web Designers
Health & Wellness Professionals
Fitness & Beauty Professionals

Get a Quote

Commercial Liability for Small Businesses: Free Quotes Online with Link

If you operate a small business, are a contractor, or offer a professional service or advice, Link can help you acquire the general liability or professional liability insurance that you require in order to have coverage against incidents or claims which may result in several legal expenses and/or payout.

Let us know the details of your profession, work, or service and we will provide you a quote for free. Link knows businesses best and understands each business has its own individual requirements when it comes to insurance. Here at Link, we specialize in finding your commercial operations competitive rates. Trust in us and apply for a quote today.

Our Insurance Providers

We treat you like one of the family. Since 1983, Link Insurance has partnered with multiple insurance companies in Canada to give you first-hand access to competitive rates and great customer service. We can help you insure everything from your home to your small business and everything in between.