10 reasons To choose Chubb for Homeowner Insurance

1. Extended Replacement Cost

If your home is destroyed due to a covered loss, Chubb promises to rebuild using materials, design and workmanship of comparable quality. No cap when extended replacement cost is offered.

2. Rebuild at Another Location - Cash Option

Chubb will pay cash, up to the policy limit for homes that are destroyed due to a covered loss. You are free to spend your settlement any way you wish, even if you choose to rebuild at another location - or not rebuild at all.

3. In-House Appraisals

As a Chubb homeowner client you would receive a complementary, professional appraisal. The elegant report clearly documents the specifications used to establish replacement costs.

4. Cash Settlement on Contents

Chubb pays cash for lost, stolen or damaged contents with no deduction for depreciation and no requirement to replace. Coverages are worldwide.

5. 20% Contents Extension

As a Chubb customer you can extend 20% of the contents limit of your principal dwelling to cover contents permanently kept at other locations. There is no charge for this coverage and it does not reduce contents coverage on the principal dwelling.

6. Unlimited Additional Living Expenses

If you needs to temporarily move out of your residence while it is being repaired or rebuilt, Chubb will pay the additional expenses you incur. This will ensure you are able to maintain the lifestyle you were accustomed to before the loss.

7. Unlimited Rebuilding To Code/By-Law

Chubb provides the extra funds needed when it is necessary to conform to any by-law that regulates the rebuilding or repair of a dwelling. This is critical coverage for historic homes. High Value Home Insurance

8. Students Away from Home

Chubb’s industry leading contents coverage for students away from home provides peace of mind to many customers. You can rest assured that Chubb’s comprehensive Homeowner’s policy has your family well protected.

9. Business Property

Chubb will pay up to $25,000 for a covered loss to business property you owns or possess.

10. Identity Fraud

Chubb will pay you for covered identity fraud expenses, up to a maximum of $50,000 for each occurrence.